Bad Credit Automotive Finance

Written by Mark Hergert
Published on 16 June 2011 Hits: 6554

Bad Credit Automotive Finance

Auto Credit Financial




Auto Credit Financial Services provides a wide range of sub prime special finance loans to clients with less than perfect credit.  Our 25 years of service and experience gives us the one up on other online agencies that simply pass on your information to another source for processing. We work on all applications in house, with real people making credit decisions based on many different factors including employment and prior credit histories.




Shop Around before you purchase apply at Auto Credit Financial then shop!


While plenty of financial institutions may be interested in giving you a loan despite your credit situation, you’re probably going to have to work harder to find them―and to locate the best deal for you.


Simply relying on the dealer to obtain the financing for you is the easy way out, and will likely cost you. Sure, the dealer wants you to buy the car from them, but they’ll also seeking to make a profit through the financing. And, that usually means steeper interest rates and other charges than you'd find elsewhere.


So, try to avoid dealer financing unless you’re convinced it’s the best you can do.


Instead, do your homework before you go to the showroom. Know what’s available to you, and if possible, secure your financing beforehand.


While you can search online for bad credit auto loans, don’t forget to visit local banks and credit unions. And, be sure to inquire with financial institutions you already have a relationship with, even if it’s just for a checking account. Banks tend to view current customers with flawed credit more favorably than strangers with the same background.






Bad credit? No problem


Apply Online Today

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Credit Information Before You Buy


After years of delays, the credit industry finally agreed to give consumers access to their personal "credit scores." This is important, because lenders use credit scores to determine who to give credit to and at what rates. Knowing your credit score can be empowering,If it's low you can take steps to improve your credit worthiness and if it's high you may be able to use it as leverage when shopping for your next car loan.