Published on 22 August 2013 Hits: 2651





Is Applying online different? how do I know if I can qualify for a loan to purchase a vehicle through Auto Credit Financial ?

If you have a job that can be verified, and if you are not currently involved in a bankruptcy, then your chances of approval are very good. Please let the staff at Auto Credit Financial Services help you today!

Does buying a new or pre-owned vehicle 

really help me re-establish my credit?

Yes. When checking with the credit bureau, many lending institutions look at automobile loans more closely than any other type of loan (other than home loans) to verify your credit standing. Secured credit cards are no help at all - you're really borrowing your own money for the glory of having a piece of plastic in your wallet. Buying a car from a "buy here, pay here" lot that doesn't report to the credit reporting agencies is usually not productive because it doesn't help your credit record at all.

What are the benefits of using Auto Credit Financial

 rather than going straight to a dealership?

In all cases, if you have credit problems and go directly to the dealership, you are more than likely going to have an unsatisfactory experience. First, once they learn that your credit is less than perfect, the way they treat you will change from friendly and courteous to not-so-friendly. Second, they will most likely show you a very low quality, limited selection of cars that are far from what you may want or need. You can avoid all these unnecessary hassles with Auto Credit Dealer Services and feel confident that we will already have you pre-qualified before you walk into a dealership. You will then be treated with the respect you deserve.

Customers can enjoy their car buying experience

Customers appreciate working with us because it means almost all the work is done for them, such as verifications, interviews, etc. You will be way ahead of the people who just walk into a dealership with no prior knowledge of the world of special finance. 

If you've been to another dealer and your visit was less than perfect, you will now find with Auto Credit Financial that you will get the help and answers you need.

Auto Credit Financial Services ®

a Mark Hergert Company 2007-2016

Published on 22 August 2013 Hits: 1161

Get A New Car Price Quote!

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Used Cars By Body Type

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Drug & Alcohol Rehabilitation Residential Treatment

Medical Procedure & Dental & Plastic Surgery Financing

Apply Online


CARF GoldSeal

Rates vary depending on your credit score rates from 0% and up. 

Please contact Client Financial Services Department after you have completed application so we may complete your enrollment into one of the following approved facilities.


The journey to sobriety is not easy. It’s not short. It’s not simple. It’s a road with obstacles, struggles, and challenges to succeed, you need a team that understands you. There are plenty of offers and several payment options that include some of the most affordable and flexible credit terms in the industry.


You may begin treatment immediately without worrying about a lack of funds coming between you and recoveryIf you are turned down for a low rate behavior healthcare credit card we have other options available.

Mark Hergert 

Client Financial Services Director

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*Behavioral health loan program available to people that require financial assistance to help pay for services throughout the continuum of care however, application approval is based on your credit score, current debt to income ratio and many other factors.


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What's My Payment?

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Information You Need Before You Buy

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After years of delays, the credit industry finally agreed to give consumers access to their personal "credit scores." This is important, because lenders use credit scores to determine who to give credit to and at what rates. Knowing your credit score can be empowering,If it's low you can take steps to improve your credit worthiness and if it's high you may be able to use it as leverage when shopping for your next car loan.