Auto Credit Financial Bad Credit Auto Loans


"I tried Auto Credit Financial thinking they would be just like all the other auto loan companies out there...all talk. Well, I'm sure glad I tried it. They referred me to a great dealership that took the time to understand my situation, got me the car and car loan I wanted and a great deal. Thank you."

Mialee K. Seattle, Washington

Auto Credit Approved Seattle

Click, Apply & Drive Today!

Bad Credit Car Loans


Click Apply, Sign & Drive

Our national network of lenders have authorized new & used auto dealerships nationwide that can get your bad credit new car or truck loan quickly approved.

Auto Credit Financial America's Pre Approved Bad Credit Auto Loan Source!

Car Buying & Credit Tips

  • Car Buyers appreciate working with Auto Credit Financial's exclusive dealer network of certified new and used car franchises because it means almost all the work is done for them, such as verification's, interviews, etc. You will be way ahead of those people who just walk into a dealership with no prior knowledge about the world of special finance. 
  • Auto Credit Financial Services has lending sources available that no other dealers have. If you've been to another dealer and your visit was less than perfect, you will now find with Auto Credit Financial Services that you will get the help and answers you need.
  • Mark Hergert, CEO and founder of Auto Credit Financial, is one of the most outreach-driven and community-minded people in the automotive industry.

Our Promise...

Remember you are not required to accept any pre-approved credit from using our services nothing is finalized until you make your purchase and sign a contract.

Personally identifiable information about you or your transaction are not disclosed to advertisers or sellers for marketing purposes.

Your Information is safe...

Your account information is stored on our secured servers and your purchase information is encrypted during transmission with industry standard SSL secure socket layer technology.

Deal Direct...

Dealing direct you'll know exactly what your loan amount will be and your interest rate before you head out to the dealership.

By dealing direct with us you'll most likely get a better loan interest rate on your financing and get the vehicle of your choice that fits your family's needs and budget. 

Auto Credit Financial offers competitive rates and customer discounts on bad credit new auto financing loans, used car loans and truck auto refinancing.

Bad Credit you’re not alone...

These are tough economic times, and there are many people out there with bad credit ranging from severe to minor blemishes. Often, those with the worst credit don’t even think achieving financing is possible. However, nothing could be further from the truth.

Auto Credit Financial can get you back on the road with the financing you need for the vehicle you want.

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Mark Hergert's Automotive News!

What's My Payment?

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Information You Need Before You Buy

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After years of delays, the credit industry finally agreed to give consumers access to their personal "credit scores." This is important, because lenders use credit scores to determine who to give credit to and at what rates. Knowing your credit score can be empowering,If it's low you can take steps to improve your credit worthiness and if it's high you may be able to use it as leverage when shopping for your next car loan.